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Create the Home of Your Dreams With One Renovation Loan 

Mid-Island Mortgage specializes in renovation loans designed to help you achieve your individual goals, whether you’re buying a home and want to fix it up or looking to upgrade your current home. It can all be done through the expertise of Mid-Island, while paying just one, low-interest home mortgage. Mid-Island works with you, utilizing our decades of FHA 203(k) and Fannie Mae HomeStyle loan product experience!


What's Your Renovation Scenario?

Down payments can be as low as 3.5% with low interest rates!

Home Buyer
  • Easily afford your first mortgage and desired renovation on your home purchase with just one loan

  • Don’t settle for the home “as-is” because you think it’s too expensive to renovate – combine the renovation expense with your mortgage

  • Love the location and schools, but not the house itself? An all-in-one home purchase/renovation loan lets you create the home of your dreams out of a fixer-upper without settling for less

Home Owner
  • Have you been putting off that renovation because you don’t want a second mortgage? A refi and renovation loan will allow you to transform your home and keep one, low-interest mortgage

  • Need a bigger home, but hate the idea of moving and leaving the house you love? A refi and renovation loan gives you the best of both worlds – the home you cherish and the expansion and modernization you want

  • Eliminate the need for using expensive credit cards

Home Investor
  • The Fannie Mae HomeStyle loan is a uniquely advantageous product for the thriving investor market, allowing investors to purchase and renovate single-family homes for rent with as little as 15% down. Second homes and vacation homes are also eligible and PMI may not be required.

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