Speak with a Mortgage Professional

Adjustable Rate Mortgage (ARM)


Initial ARM rates are lower than fixed rates, making real estate purchases and refinances more affordable than they would be with a fixed rate mortgage for the same amount. This may even help you qualify for a larger loan! ARMs are also ideal for homebuyers who plan to sell within a few years. 

ARMs can also be less expensive over a long period if interest rates remain steady or move lower. What’s more, ARMs have an overall cap that places a limit on the amount your interest rate can increase. Caps vary based on the ARM plan and borrowers have the option of refinancing at any time. They can be used for cash out equity refinancing. Cash out on the equity of your house now!

ARM's are ideal for those borrowers who:

  • Need a Lower Interest Rate
  • Are looking to increase their purchase
  • Are planning to move in 5 or less years