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Mid-Island Mortgage glossary

 

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J

joint tenancy

A form of co-ownership that gives each tenant equal interest and equal rights in the property, including the right of survivorship.

judgment

A decision made by a court of law. In judgments that require the repayment of a debt, the court may place a lien against the debtor's real property as collateral for the judgment's creditor.

judgment lien

A lien on the property of a debtor resulting from the decree of a court.

judicial foreclosure

A type of foreclosure proceeding used in some states that is handled as a civil lawsuit and conducted entirely under the auspices of a court.

jumbo loan

A loan that exceeds Fannie Mae’s mortgage amount limits. Also called a nonconforming loan.

 




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Licensed Mortgage Banker - NYS Banking Department; MA Licensed Mortgage Lender/Broker #MC4601; Licensed by the NH Banking Department; CT and VT Licensed Lender/Broker; Licensed by the NJ Department of Banking and Insurance; Licensed Mortgage Lender FL, MD and ME; Licensed Mortgage Lender - Virginia State Corporation Commission #MC-4685; DE Licensed Lender; RI Licensed Lender/Broker
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