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Teresa Balian, Vice President, Sales, has helped hundreds of clients afford a new home or refinance their current one.

Offering more than 30 years of mortgage expertise, Teresa has the knowledge and experience clients need throughout the loan process. She specializes in providing the right terms for each client’s budget and ensuring all legalities are competently handled. Her personalized approach and highly detailed level of work create a seamless closing experience for clients, ultimately allowing them to move into their new homes as quickly and easily as possible.

Whether you’re a first-time homebuyer or a multi-time homebuyer looking to trade up or downsize, Teresa can advise you before you even begin the home buying process. She also specializes in other mortgage programs besides purchase transactions, including rate and term refinances, cash-out refinances, rehabilitation loans (FHA 203(k) and Fannie Mae HomeStyle rehab loans), FHA loans, VA loans, jumbo loans, MassHousing first-time homebuyer loans and USDA rural market loans. Teresa is also licensed to originate loans in the following states: Massachusetts, New Hampshire, Connecticut, Rhode Island, Maine, New York, New Jersey, Maryland, Virginia and Florida.

The financial aspects of purchasing a home and/or refinancing a home can be stressful and overwhelming. But they don’t have to be with a trained and caring professional like Teresa in your corner. Teresa guides her clients every step of the way. Contact Teresa today and start making your home-ownership dreams come true. You will soon realize why Teresa’s motto has always been “Closing Loans and Building Relationships.” Experience it for yourself.

Established in 1959, Mid-Island Mortgage is your full service mortgage banker specializing in FHA, VA, FannieMae, FreddieMac, and 203k rehabilitation loan programs. We take care of all processing and underwriting as well as closing and funding of your loan, so at any time if any questions arise – you may call me anytime and I will be able to assist you every step of the way.